Jo-Anne Fiore

Jo-Anne is a 25 year Financial Services Professional, a Certified Financial Planner, Registered Retirement Consultant, Financial Divorce Specialist and Family Mediator as well as a Collaboratively Trained Professional.

Jo-Anne has seen firsthand the challenges faced by clients going through separation and divorce when not financially informed and prepared for those life altering decisions. She has chosen to use her extensive knowledge of finance, taxation, estate and retirement planning to focus strictly on the areas of financial property division as it relates to separation and divorce as well as helping to mediate impasses around the same.

The new age complexities of family finance are unlike those encountered by the generations before. Issues surrounding retirement, pensions, education planning, family businesses, different investments and property require the help of specially trained professionals. Working with your Collaborative Team, she helps ensure financial choices are based on solid information and analysis forecasted into the future rather than a moment in time. Serving the North Peel, Caledon ,Collingwood and South Simcoe.

Common Myths about Divorce

Myth: Divorce is the end of my world.

Fact: Divorce is only one event in your life. You can choose to give up hope or you can choose to treat it as a new opportunity to improve your life.

Myth: My spouse must be made to pay for breaking our vow.

Fact: Regardless of who decides to end the marriage, no one is blamed monetarily. We have what is called a “no fault” divorce.

Myth: I get half of everything my spouse owns and he/she gets half of everything I own.

Fact: You do not necessarily get half of his tools, or half of her jewellery, etc. The value of all assets and liabilities amassed during the marriage are accounted for by each of you and the person who has more net family property than the other pays half of the difference to the other spouse. The idea is that each person will share equally in the growth or loss from the marriage. There are certain rules applicable to certain assets, for example gifts and inheritances received during marriage are exempted from the calculation.

Myth: If I ask for what is fair, my spouse is going to want me to go lower and so I will ask for a ridiculously high amount for support or property division.

Fact: It is best to negotiate in good faith rather than to take an unreasonable stand which could scuttle negotiations.

Myth: The children will see what an idiot my spouse is when I explain to them what he/she is expecting me to settle for.

Fact: The children ought not be expected or asked to take sides or to be involved in adult issues. They need to know that each parent loves them and that they are free to love their parent without fear of repercussions from the other parent.

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Using the Collaborative process to resolve the issues arising from your marriage is the most respectful, sensible and cost effective way to do so. Speak to a Collaborative professional to find out how the process works.

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Collaborative Practice Simcoe County is group of Collaborative Divorce Professionals in Simcoe County serving the Greater Barrie, Innisfil, Collingwood and Orillia areas.

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